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If you can afford a 10, 15, or 20-year loan instead of a 30-year mortgage you will SAVE BIG. Ask lenders to run these different scenarios for you or do it yourself using an online mortgage calculator. I like the mortgage payment calculator at www.Bankrate.com.
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The mortgages are called Section 502 loans or Rural Housing Guaranteed Loans. To learn more, visit the U.S. Department of Agriculture’s website.
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Banks are notorious for miscalculating adjustable-rate mortgage interest rates. Just go to www.Bankrate.com and click on the adjustable-rate mortgage calculator.
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